1. Nordic Green Energy Pörssisähkö ei kuukausimaksua
Margin 1.49 c/kWh, no monthly feePrice checked 11 Nov 2026 on the seller’s website
181 €/yr
9.07 c/kWh
All contracts, cheapest first
Annual price as the average of the first two years, so intro offers don’t distort the ranking. Calculated with actual hourly prices for 1 Nov 2025–31 Oct 2026. Includes energy, margin and monthly fee, but not transmission or electricity tax.
Ad links are affiliate links. The ranking is based only on the estimated price. Prices checked on the sellers’ own websites on 11 Nov 2026.
2. Vihreä Älyenergia Verraton
Margin 0.42 c/kWh, no monthly fee 12 mo · then margin 0.59 c/kWh, monthly fee 4.99 €Price checked 11 Nov 2026 on the seller’s website
192 €/yr
+10 € · 9.58 c/kWh
Year 1 160 €, then 223 €
3. Herrfors Spot+
Margin 0.24 c/kWh, monthly fee 3.04 €The margin includes Fingrid’s balancing fee and changes with it (0.236 c until 30 Nov, 0.261 c until 31 Dec).Price checked 11 Nov 2026 on the seller’s website
193 €/yr
+11 € · 9.64 c/kWh
4. Kokkolan Energia Surffari
Margin 0.60 c/kWh, monthly fee 2.53 €Price checked 11 Nov 2026 on the seller’s website
194 €/yr
+13 € · 9.70 c/kWh
5. Porvoon Energia Spot-pörssisähkö
Margin 0.41 c/kWh, monthly fee 3.60 €Price checked 11 Nov 2026 on the seller’s website
203 €/yr
+22 € · 10.15 c/kWh
6. Oomi Aktiivinen
Margin 0.60 c/kWh, no monthly fee 6 mo · then monthly fee 4.96 €Price checked 11 Nov 2026 on the seller’s website
208 €/yr
+27 € · 10.41 c/kWh
Year 1 193 €, then 223 €
7. Korpelan Voima Korpela Spotti
Margin 0.50 c/kWh, monthly fee 3.95 €Price checked 11 Nov 2026 on the seller’s website
209 €/yr
+28 € · 10.45 c/kWh
7. Cheap Energy Cheap Pörssisähkö
Margin 0.39 c/kWh, no monthly fee 6 mo · then margin 0.78 c/kWh, monthly fee 4.90 €Annual use up to 50,000 kWhPrice checked 11 Nov 2026 on the seller’s website
209 €/yr
+28 € · 10.46 c/kWh
Year 1 192 €, then 226 €
9. Paneliankosken Voima Kosken markkinaWoima
Margin 0.50 c/kWh, monthly fee 4.00 €Price checked 11 Nov 2026 on the seller’s website
210 €/yr
+28 € · 10.48 c/kWh
9. Imatran Seudun Sähkö Ajantasa
Margin 0.48 c/kWh, no monthly fee 4 mo · then monthly fee 4.90 €Price checked 11 Nov 2026 on the seller’s website
210 €/yr
+29 € · 10.51 c/kWh
Year 1 200 €, then 220 €
The spot price is calculated with actual past prices and does not predict the future. A fixed price stays the same for the whole contract term.
Cheapest electricity contracts by home type
Estimated annual price with actual hourly prices for 1 Nov 2025–31 Oct 2026, average of the first two years. Excluding transmission and electricity tax.
| Home type | Cheapest spot contract | Cheapest fixed | Spot vs. fixed | Spot price for this pattern |
|---|---|---|---|---|
| Apartment2,000 kWh/yr | Nordic Green Energy Pörssisähkö ei kuukausimaksua181 €/yr | Oomi Kiinteä 24 kk252 €/yr | Spot 71 €/yr cheaper | 7.58 c/kWh |
| Terraced house5,000 kWh/yr | Herrfors Spot+432 €/yr | Cheap Energy Määräaikainen 36 kk558 €/yr | Spot 127 €/yr cheaper | 7.67 c/kWh |
| Detached house, no electric heating6,000 kWh/yr | Herrfors Spot+511 €/yr | Cheap Energy Määräaikainen 36 kk660 €/yr | Spot 149 €/yr cheaper | 7.67 c/kWh |
| Detached house, ground-source heat pump10,000 kWh/yr | Herrfors Spot+863 €/yr | Cheap Energy Määräaikainen 36 kk1,068 €/yr | Spot 205 €/yr cheaper | 8.03 c/kWh |
| Detached house, direct electric heating18,000 kWh/yr | Herrfors Spot+1,549 €/yr | Cheap Energy Määräaikainen 36 kk1,883 €/yr | Spot 334 €/yr cheaper | 8.17 c/kWh |
Spot price for this pattern is the actual spot price weighted by the home type’s hourly consumption, incl. VAT, excluding margin. How we compare
Why hourly prices?
The same spot contract costs different homes a different price
Most comparisons calculate spot-price electricity with a single average. But electricity is most expensive in the morning, in the evening and in winter, exactly when heating and households use the most.
We calculate every hour of the year separately: the hour's actual price times your home's estimated consumption in that hour. The result is closer to your real bill than a calculation with the average price. How we compare
Actual spot price by consumption pattern, c/kWh
Average6.89c/kWh
Apartment7.58c/kWh
Heat pump8.03c/kWh
Electric heating8.17c/kWh
Average price by time of day
c/kWh, incl. VAT · 1 Nov 2025–31 Oct 2026
CheapNormalExpensive
Frequently asked questions about electricity contracts
Which is cheaper in Finland, spot-price electricity or a fixed-price contract?
With the actual hourly prices for 1 Nov 2025–31 Oct 2026, spot-price electricity was cheaper for all five home types. Apartment (2,000 kWh): cheapest spot contract 181 €/yr, cheapest fixed 252 €/yr. Terraced house (5,000 kWh): cheapest spot contract 432 €/yr, cheapest fixed 558 €/yr. Detached house, no electric heating (6,000 kWh): cheapest spot contract 511 €/yr, cheapest fixed 660 €/yr. Detached house, ground-source heat pump (10,000 kWh): cheapest spot contract 863 €/yr, cheapest fixed 1,068 €/yr. Detached house, direct electric heating (18,000 kWh): cheapest spot contract 1,549 €/yr, cheapest fixed 1,883 €/yr. Spot-price electricity costs more the more your consumption is weighted towards winter and evenings, as in a house with electric heating. A fixed price protects you from price spikes.
What is the cheapest electricity contract for an apartment in Finland?
In an apartment (2,000 kWh a year) the cheapest was Nordic Green Energy Pörssisähkö ei kuukausimaksua, about 181 € a year or 15 € a month excluding transmission. The cheapest fixed-price contract was Oomi Kiinteä 24 kk, 252 € a year. With low consumption the monthly fee often matters more than the price per kilowatt-hour.
What is the cheapest electricity contract for a detached house?
In a detached house without electric heating (6,000 kWh) the cheapest was Herrfors Spot+, about 511 € a year. With a ground-source heat pump (10,000 kWh) the cheapest was Herrfors Spot+, 863 € a year. With direct electric heating (18,000 kWh) the cheapest was Herrfors Spot+, 1,549 € a year.
How much did spot-price electricity cost on average in Finland?
The average spot price in Finland for 1 Nov 2025–31 Oct 2026 was 6.89 c/kWh including 25.5 % VAT. The average was lowest at night (4.46 c/kWh) and highest in the evening (9.21 c/kWh). A household’s real price depends on its consumption pattern: about 7.58 c/kWh in an apartment and about 8.17 c/kWh with direct electric heating, before the seller’s margin.
What does the price in the comparison include?
The annual price includes the energy, the seller’s margin and the monthly fee, all with VAT. It does not include transmission fees or electricity tax, because those are paid to your local network company and are the same whichever seller you choose. Intro offers are evened out by using the average of the first two years.
How does SpotVahti calculate contract prices?
The price of every spot contract is calculated separately for every hour with Nord Pool’s actual prices for 1 Nov 2025–31 Oct 2026 and the home type’s consumption pattern. Fixed-price contracts are calculated with the contract’s fixed price. The comparison covers 64 contracts, and the ranking is based only on price.
More calculations: fixed or spot price, margin and monthly fee, switching contract and all guides.
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